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Why need health insurance ?









Why health insurance ?
Can you predict the future ??




  Are you accident proof ??


  Do you feel you will never fall sick ??


  Do you have an emergency fund of 3 to 5
lakhs rupees ??



  In case you don’t have an emergency fund
what options do you have??



A look at treatment costs in India for major diseases??


Treatement Cost (In Rs.)
Angioplasty Rs 2, 00,000 to Rs 3, 00,000
Open heart surgery Rs 2, 50,000 to Rs 4, 50,000
Liver transplant Rs 40, 00,000 to Rs 80, 00,000
Kidney transplant Rs 10, 00,000 to Rs 30, 00,000
Hernia surgery Rs 30,000 to Rs 60,000
Chemotherapy for cancer Rs 7000 to Rs 10000 per session
Hip replacement surgery Rs 4, 00,000 to 8, 00,000

The above mentioned costs are approximate costs which may vary from hospital to hospital
In absence of adequate health insurance in case of serious illness and hospitalization what are the options available?

1. Spend from savings
2. Sell property
In absence of adequate health insurance in case of serious illness and hospitalization what are the options available?

3. Borrow from relatives
4. Borrow from financial institutions at high interest rates
Would you like to compromise on good treatment or postpone the treatment because of lack of money?







  Nobody can predict the future

  But everybody can prepare for the unexpected

  Health insurance can ensure that you get the best treatment in case of unexpected illness or accident and at the same time ensure that you don’t have to break your hard earned savings.





How much will it cost ?

  For a 30 year old person a health insurance cover of 5 lakhs individual or family floater would come to approximately Rs 20/- per day

Note: Premium will vary depending on the age group





Still thinking ?

Don’t forget the greatest benefit - Peace of mind



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